Browsing: Hard Money Loans

Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates jumped this week, with the 30-year fixed rate averaging…

Key takeaways Government-backed loans like FHA, VA, and USDA loans, often touted easier to get, actually have higher denial rates…

Key takeaways The decision to pay off your mortgage or invest boils down to your finances and risk tolerance. A…

Pipas Imagery/Shutterstock Key takeaways Mortgage protection insurance, or MPI, pays off your mortgage in the event of your death. A…

Key takeaways Under the Equal Credit Opportunity Act, lenders can’t discriminate against applicants because of their age. As a result,…

Key takeaways Paying for a house in cash can speed up the buying process, lower your long-term costs and give…

Key takeaways Ginnie Mae (the Government National Mortgage Association) plays a crucial, if behind-the-scenes role, in government-insured/guaranteed mortgages like FHA…

Key takeaways Paying off your mortgage means that you have 100% equity in your home and no longer have to…

Images by Getty Images; Illustration by Issiah Davis/Bankrate Key takeaways Refinancing your mortgage typically costs between 2 and 6 percent…

Key takeaways The main types of mortgages are conventional loans, government-backed loans, jumbo loans, fixed-rate loans and adjustable-rate loans. There…