Browsing: Hard Money Loans

Key takeaways To qualify for a home equity loan or line of credit, you’ll typically need at least 20 percent…

Wasan Tita/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways In real estate, a down payment is a portion of a…

Key takeaways A closing disclosure is a set of documents that contains the finalized details of your mortgage. Mortgage lenders…

Key takeaways Active-duty military members are eligible for VA home loans after serving for 90 straight days (181 days during…

Key takeaways Mortgage rates change daily — sometimes more frequently — but that doesn’t mean you need to check rates…

PeopleImages/Getty Images Key takeaways Homebuyer education courses teach you how to save for a down payment, shop for lenders and…

DavidPinoPhotography/Shutterstock Key takeaways If you’re facing foreclosure, the right of redemption gives you a legal pathway to keep or regain…

Key takeaways A mortgage note represents a home loan for a given borrower. The note is a security instrument that…

IP Galanternik D.U./Getty Images Key takeaways A 10/1 adjustable-rate mortgage has a fixed interest rate for the first 10 years,…

Thomas Barwick/Getty Images Key takeaways The majority of mortgage applications are processed with automated technology, but lenders can use manual…