Author: Lending Agent
To understand the new smart watched and other pro devices of recent focus, we should look to Silicon Valley and the quantified movement of the latest generation. Apple’s Watch records exercise, tracks our moves throughout the day, assesses the amount of time we are stood up and reminds us to get up and move around if we have been sat for too long – let’s not forget Tim Cook’s “sitting is the new factor” line. Diana saves Steve Trevor who has crashed on Themyscira. He warns her of the great war, World War I, raging across the globe. Wonder Woman…
To understand the new smart watched and other pro devices of recent focus, we should look to Silicon Valley and the quantified movement of the latest generation. Apple’s Watch records exercise, tracks our moves throughout the day, assesses the amount of time we are stood up and reminds us to get up and move around if we have been sat for too long – let’s not forget Tim Cook’s “sitting is the new factor” line. Diana saves Steve Trevor who has crashed on Themyscira. He warns her of the great war, World War I, raging across the globe. Wonder Woman…
Mortgage refinancing is seeing a sharp uptick. According to the latest data from Fannie Mae, refinance applications have increased by more than 16% recently — and are 31% higher year-over-year. The are many reasons to refinance. However, when you finally decide to exchange your old home loan for a new one, the lender you choose could be the most important decision. The best mortgage refinance companies of March 2025 offer a combination of low fees and competitive interest rates. These lenders also provide a full range of refinancing loan options. At Yahoo Finance, we use stringent criteria to narrow a…
Getting a big, fat check from the equity in your home may seem like a dream come true. You probably thought you wouldn’t see that money until you sold your home. But a cash-out refinance does just that — by replacing your existing mortgage, you can draw a lump sum from the value accrued in your home. There are considerations to weigh, of course. While you can spend that money as you wish, you’ve added it right back into the mortgage balance of a new and larger loan. However, if you’ve made the decision and are ready to get that…
If the down payment is your biggest obstacle to buying a house, we’ve got good news. Yahoo Finance has hand-picked the best home loan lenders specializing in low- and no-down-payment mortgages. As you’ll see, you have some excellent choices. Each lender has a specialty, and one of them (or more) may be a perfect fit for your home-buying needs. We use government data and exhaustive research to rate each lender to some of the highest personal finance reporting industry standards. We don’t give out five stars like candy. In fact, no lender we’ve reviewed to date has met that standard…
These days, every mortgage lender with a national profile has an online presence. Most, if not all, allow you to start a home loan application online too. However, only a few have grown their mortgage lending business organically by leveraging technology and establishing early-mover status as online lenders. Yahoo Finance has completed due diligence on over 40 nationally recognized mortgage lenders and honed the list of the best online lenders to just a handful. In this article: The Yahoo view: Better proudly plants a flag as a “100% online” mortgage lender and earns our top spot due to a combination…
You know how it goes. You type in a question like, “How much house can I afford with a $70,000 salary,” and the internet gives you an if-then answer. Or a “between this and that.” Or, “Here’s how to do the math.” How about a straight answer? That’d be nice, huh? An answer that considers some variables and does the math for you. Built by humans who know a thing or two on the subject. That would give AI a run for its money, right? How much house can you afford with a $70,000 salary? Here we go. About three…
When you buy a home, the property will undergo a title search to ensure no legal issues are stopping you from becoming the new owner. When you receive the title search, you might see that the property has one or more easements, which give other parties the legal right to access certain parts of your property. Should you be worried if a home has easements? Not necessarily — but you should definitely take time to understand the details. While most easements don’t negatively impact the property owner, some can interfere with day-to-day life or your plans for the home. Learn…
Redlining was a federally supported program that encouraged mortgage lenders to approve home loans in majority-white neighborhoods and deny loans in predominantly Black neighborhoods. Its impact created racial and economic disparities that linger today. Learn more: Home appraisal bias — How to know if you’re facing discrimination In this article: Redlining in real estate refers to when lenders deny loans based on the neighborhood’s racial makeup. Banned by the Fair Housing Act in 1968, redlining and other forms of housing discrimination are illegal, and laws forbidding them are enforced by the U.S. Department of Justice (DOJ). Before being outlawed, redlining…
Are you having trouble qualifying for a traditional mortgage loan? Maybe you have a bad credit score, or you’re struggling to afford closing costs such as the home appraisal and inspection. In these instances, owner financing could be a solution to your problems. Owner financing helps people who are ineligible for regular mortgages become homeowners. It’s crucial to understand the details if you’re considering this route because the rules usually differ from what you may have heard about other types of financing. Read more: Closing costs — A guide to how they work and how much you’ll pay In this…