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Home»Bridge Loans»Hardening Homes for Extreme Weather Real Estate Investor Guide
Bridge Loans

Hardening Homes for Extreme Weather Real Estate Investor Guide

Mary Waters | Lending AgentBy Mary Waters | Lending AgentAugust 2, 2024No Comments4 Mins Read
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In recent years, extreme weather events have become increasingly frequent and destructive, posing significant risks to homeowners and real estate investors alike. Heat waves now occur 3 times more often than they did in the 1960s, rising sea levels are expected to reach 6.6 feet by 2100, and it is predicted that by 2050 the land consumed by wildfires in the Western regions will increase by 6 times. 

Floods are among the most common and widespread natural disasters, affecting every region in the United States. Yet, many flood and insurance maps are outdated, leaving homeowners vulnerable and unprepared for the evolving climate. As a real estate investor, it’s crucial to understand the specific weather risks of the areas you’re investing in and take proactive steps to protect your properties.

Research local climate and historical weather patterns, check the Weather Prediction Center, and consult insurance companies for coverage details. Speak with local residents to understand weather-related issues and emergency preparedness. 

Homes hardened against extreme weather not only provide safer living conditions but also enhance property value and appeal. Here are 7 key tips for preparing your home to withstand severe weather events:

Tip 1: Treated Wood Framing

When it comes to home construction, treated wood framing offers enhanced durability and resistance to extreme weather conditions. By using pressure-treated wood, you can prevent issues such as rot and insect damage, which can compromise the structural integrity of a home during heavy rains and high winds.

Tip 2: Metal Roofs

While metal roofs can be a more significant initial investment, their longevity and durability make them a worthwhile consideration for extreme weather preparedness. Metal roofs are designed to withstand high winds, heavy rains, and even hail, providing superior protection compared to traditional asphalt shingles. Additionally, hurricane straps or fasteners can further secure the roof to the house, enhancing its resistance to extreme weather.

Tip 3: Energy-Efficient Windows

Energy-efficient windows are more than just an eco-friendly choice; they are an essential step in hardening homes against extreme weather. These windows are typically double- or triple-glazed, providing better insulation and reducing the risk of breakage from high winds and flying debris. Investing in high-quality, impact-resistant windows can significantly enhance the safety and energy efficiency of your property.

Tip 4: Elevating the Home Off the Ground

Elevating your home, especially in flood-prone areas, is a crucial step in wet floodproofing. Raising the foundation can prevent floodwaters from entering the home, reducing potential water damage and mold growth. This elevation also helps protect utility systems and structural components.

Tip 5: Gutter Guards

Effective drainage is essential during heavy rainfall to prevent water backup and potential flooding. Installing gutter guards can help prevent blockages caused by leaves and debris, ensuring that rainwater flows freely away from your home. This simple yet effective measure can prevent costly water damage and maintain the integrity of your property.

Tip 6: Resilient Siding

Opting for resilient siding materials such as fiber-cement or metal siding can significantly enhance your home’s ability to withstand extreme weather. These materials are less likely to absorb water, resist impact, and provide better protection against high winds and heavy rains. By choosing durable siding options, you ensure that the exterior of your home remains intact and visually appealing.

Tip 7: Fire-Resistant Decking

Investing in fire-resistant decking materials is crucial in wildfire-prone or extreme-heat regions. Class-A flame-spread materials, like specific composites or treated wood, offer strong protection against flames and intense heat. These materials reduce the risk of deck fires and potential damage.

Real estate investors can boost market appeal and value by hardening homes for extreme weather. Improving safety and resilience against natural elements protects investments. These steps provide peace of mind for both current and future occupants.

If you’re considering renovating or upgrading your properties to incorporate these weather-resistant features, Dominion Financial’s bridge loans cover up to 100% of acquisition and rehab costs. Explore how these financial solutions can support your investment strategy and safeguard your properties against extreme weather challenges.



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